Freddie Mac concludes 2025 with $5.1 billion in credit risk transfers

Plus: Producing LOs grow their ranks in 2025

HUD revises regulations for the FHA Appraiser Roster

Plus: Mortgage rates hit a 2025 low heading into 2026

UWM to acquire Two Harbors

Plus: Cotality and Ascend licensed to generate FICO scores

🚨 Lenders Are Saying “No” More Often... I Say Yes!

Mortgage rates move higher after the Fed rate cut

Plus: The U.S. added just 64,000 jobs in November — a sign the labor market is slowing

VantageScore CEO: Credit score average is ‘pretty healthy’

Plus: Trump’s HUD accuses Boston of engaging in “redlining” against white people

Mortgage rates could dip in 2026 but not by much

Plus: Fed cuts rates for 3rd time in 2025

🏠 FSBO’s Are Basically Extinct!

Refinance demand jumps 14%

Plus: Broker granted $24K after buyer breaks contract

FHFA, FICO reach agreement to release historical FICO Score 10T data

Plus: CFPB top enforcer resigns Over Trump’s Bid to Close Probes

Starter-home sales continue upward trend

Plus: GAO investigating Pulte after Trump rivals targeted

💰 Conventional Loan Limits Just Went UP!